IGIC vs 401k: This Ain't Your Father's Retirement Account!

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Mar 02, 2023 (Vehement Media via COMTEX) —
Your parent’s generation had one way of doing things; that was just how things were done. They thought they were doing all the right things, while the ultra-wealthy played a different game. The name of that game is IGIC. That is the investment vehicle that will take your finances to another stratosphere, and we are here to tell you how to play. Before we dive in we would like to thank Bellvue Rush for the opportunity to learn so much about unique Tax Strategies.

But first, allow us to compare and contrast your traditional retirement accounts with the one the ultra-wealthy employ, which could easily be yours, regardless of who you work for, including if you are self-employed or a sole proprietor. A 401k is filled with prohibited transactions and contribution limits, along with a whole host of additional limitations and tax burdens. On the other hand, an IGIC (Investment Grade Insurance Contract) looks like a life insurance policy, only it is so much more: it allows you to take your existing retirement funds or cash, and turn them into a Roth IRA on steroids. How so? For starters, there are no contribution limits or prohibited transactions, allowing you to invest in any asset you wish to without creating taxable events, all while taking advantage of a built-in mechanism that makes it impossible for you to lose your principal. Essentially, there are no limitations (aside from using it to pay for your primary residence). You can use it as cash for real estate, for your business, for marketing, to purchase valuable assets, and for hundreds of other purposes that someone with a 401k wouldn’t dream of. Moreover, while many people lost their investments when an untold amount of financial institutions went belly up during the financial crisis of 2009, not one mutual insurance carrier has ever filed for bankruptcy in the history of the United States. What is the meaning of this? That your money is secure. And with this being reality, is it any wonder that the rich always seem to get richer? And if all of this wasn’t enough, unlike with a qualified plan, there is no cost to set up an IGIC, there are no maintenance costs, and there are no management fees to dilute your retirement account. And that is just the tip of the iceberg:



Guaranteed Return


No Guarantee

No Contribution Limits


Major Contribution Limits

No Prohibited Tran.


Endless Prohibited Transactions

Program Pays RMDs


You Pay RMD’s

Earn Rate Plus Investment!


Good Luck Making a Return

Tax Free Returns


Taxed Deferred Returns

Never Have to Pay Tax


Have No Idea of Tax Rate

Death Benefit Pays Taxes


No Solution For Estate Tax

Long Term Care Benefits


No Solution For L.T.C

No Risk to Earn Return


Volatility of Market

Liquid as a Checking Account


Money is Trapped in Jail

ALL Qualified Accounts: IRA, 401k, Roth, Simple, SEP, and Pension Plans can be lawfully rolled into your IGIC!

Whereas everything listed above should make this one of the easiest decisions you’ll have to make, the infinite investment possibilities are the real cherry on top. For example, my first use of an IGIC was to refurbish and sell a 1967 SS Camaro, whereby I was able to keep all of the profits, tax-free! There is no other legal way to do that, not with a 401k or any other way. With such an overwhelming amount of evidence in support of the IGIC, you really have to wonder why this information isn’t more readily available to the public. Fortunately for you, you know, and can now find out just how to own the greatest investment vehicle the world has ever seen!

Media Contact:

Ruchir Bhargava


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The MarketWatch News Department was not involved in the creation of this content.